Child Tax Credit: What Parents & Guardians Need to Know

July 1, 2021

What is the child tax credit?

The Child Tax Credit (CTC) aims to help families make the cost of caring for children more affordable, by providing income to parents or guardians of children ages 17 and younger. This year, families can qualify for more money and can receive payments monthly, rather than having to wait until the end of the year.


  • $3,600 per child younger than 6.
  • $3,000 per child ages 6 to 17.


Starting on July 15, half of the credit amount will be paid in advance in monthly installments (typically $250-300/month). Families will receive the other half when they file their 2021 taxes.

Who is eligible?

  • Parents or guardians of children under 18 at the end of 2021. Married couples can earn up to $150,000 per year and single parents can earn up to $112,500 per year and get the full benefit.
  • Children who have a Social Security Number (SSN). Parents who file using an Individual Taxpayer Identification Number (ITIN) can claim the CTC for their eligible children.


The credit is fully refundable, which means that families don’t need to have earned income or owe any income taxes to receive the payment. These benefits do not affect your eligibility for other federal benefits like SNAP or WIC.


What do I need to do?

NOTHING if: You filed taxes in 2019 or 2020. The credit will be deposited in your bank account or sent via check in the mail on the 15th of every month for the rest of the year, starting July 15th.


You gave the IRS your information in 2020 to receive a stimulus payment.

TAKE ACTION if: You did not file taxes in 2019 or 2020. If you did not file a tax return and haven’t given the IRS your information to receive a stimulus payment, you need to sign up through the Non-filer Sign-up Tool available at


If you do not want to receive advance payments monthly, and, instead, receive your total payment when you file your 2021 tax return, visit the CTC Update Portal to manage your advance payments.

For more information, visit

This information is provided by the American Academy of Pediatrics.

Get information from our health experts delivered to your inbox. Sign up today!

Upcoming Events

Recent Events

Youth Ambassadors Urge Their Friends to "Get Vax'd"

SBCHC Youth Ambassadors Urge their friends to "Get Vax'd"

Wellness Tips

Free, wealth-building opportunity for families

Have you heard about…

Read More »

Protect Against Severe Flu

Massachusetts Department of Public…

Read More »

National Rx Take Back Day is October 29th

Dispose of Unwanted Medications…

Read More »

SBCHC Spotlight

Urgent Care opens at 505 Congress Street

An exciting new medical service…

Read More »

SBCHC Recognized For Being One of the Top Pediatric Primany Care Practices in the State

SBCHC Recognized For Being One…

Read More »

South Boston Community Health Center Wins MHQP Patient Experience Award

South Boston Community Health Center…

Read More »

What You're Saying

“I feel that it is a well-oiled machine, with Dr. Brout at South Boston. I just can't say enough good things! They know why I am there without a computer, since everybody knows what is going on with me, all staff. Everybody is on the same page, for a level of healthcare I had never experienced.”
Family Medicine/Dr Brout
Family Medicine Patient 2022
“I like the doctors my son has. They listen, are very understanding, and seem like they care. I just like how they are with my son.”
BH Parent
Parent of Behavioral Health Patient 2022
“I like the attentiveness and feeling heard. I appreciate the fact that providers always make me feel involved in decisions.”
Behavioral Health
Behavioral Health Patient 2022
“I like that the service is more personalized because you know the people, and that is very important.”
Dental Patient 2022
“I liked that they were attentive and fast. They gave me the support I needed and were empathetic and organized. I went to a lot of departments, and all of the staff was this way.”
Family Medicine
Family Medicine Patient 2022
“The staff in the lab, Verinta or "V," is amazing. My son was literally giddy with delight at her joking and playfulness. He was actually so happy with her, he didn't react to the blood draw, but then cried outside a tiny bit with a delayed reaction like "hey, wait, that hurt." She is an absolutely phenomenal addition to the phlebotomy team! Overall, a great experience.”
May 2019
Parent of a Pediatric Patient
“Dr. Kane always asks me if I understand everything and whether or not I need further clarification... I really appreciate him explaining everything so in depth.”
Eye Care Patient 2018
“There’s an emphasis on education here. Dr. Chiakpo and Marianna (a nurse in training) provided a lot of background concerning my issue and even brought in diagrams, which I greatly appreciated, since I’m a visual learner. They both gave me space to ask questions on everything. I really appreciated the time they spent with me.”
Family Medicine Patient 2018
“I truly enjoyed the sweetness of Dr. Biffi. She was very detailed in her explanations, and thoroughly checked and re-checked everything. She really impressed me.The assistant was also very good, dedicated, and professional.”
Eye Care Patient 2018
“My ride was late, but Dr. Green waited an hour for me. When I got there, she took me right in, so that was very nice. She gave me a prescription; she actually brought the prescription all the way outside to give it to me, since I had forgotten it. She is excellent! Everyone is very nice and very understanding. I really liked the center; everyone was very cordial to me.””
Adult Medicine Patient 2018